GoMonio

Made in Finland · Servers and data in the EU

Bookkeeping, invoicing, cash flow and documents in one place

Your business finances, all in one place

GoMonio brings your books, invoices, cash flow and documents together. Everything shares the same data, so you enter things once and your numbers stay up to date.

  • No setup fees
  • Cancel anytime
  • 60-day money-back guarantee
  • Data stored in Finland and Germany
  • GDPR compliant
  • PSD2 open banking
  • Two-factor authentication
  • Independent Finnish company

Less admin, clearer numbers

Spend less time on paperwork and always know where your business stands.

  • Invoice once, the rest takes care of itself

    A sent invoice is booked in your accounts and shows up as expected income in your cash flow forecast. When the customer pays, match it to the bank transaction and the bookkeeping entry is posted for you.

  • Spot cash gaps before you hit them

    Your cash flow forecast shows your balance weeks and months ahead, with unpaid invoices and recurring costs included, so you know in advance whether the money will last.

  • Work together with your accountant

    Invite your team or accountant to the same company. Agencies can manage all their client companies from one account.

Everything your business runs on, connected

Four tools that share the same data, so work done in one shows up in the others.

Bookkeeping

Easy to start and easy to keep up to date. Guided setup helps you move over from your old software, and you book one document at a time with it right beside you. Bank transactions are waiting, ready to be booked.

Explore bookkeeping

Invoicing

Create an invoice in moments or copy the last one, and see at a glance which invoices are paid and which are overdue. Issued invoices go straight to your books and cash flow.

Cash flow

Connect your bank and see your balance weeks and months ahead. Add recurring income and costs, and set monthly budgets you can actually keep.

Explore cash flow

Documents

Keep receipts, invoices and contracts organised in folders, and send PDFs for e-signature with bank-grade signer verification.

Get started in three steps

No spreadsheets to import and no long onboarding.

  1. Set up your company

    Add your company details. Every module uses the same information, so you only do this once.

  2. Connect your bank

    Link your business account through secure PSD2 open banking. Transactions sync automatically.

  3. Invoice, book and follow

    Send invoices, process receipts and follow your cash, all from the same place.

Finnish software, European infrastructure

GoMonio is built and run in Finland, and your company's data stays in the EU.

  • An independent Finnish company

    GoMonio is designed, developed and run in Finland by an independent company, not a foreign corporation.

  • Made for Finnish businesses

    Finnish VAT reports, invoice reference numbers and company details filled in straight from YTJ.

  • Servers in the EU

    The app and its database run on servers of the German hosting provider Hetzner in the EU.

  • Files stored in Finland

    Receipts, invoices, contracts and other documents you upload are stored in Finland.

  • Protected by EU law

    Your data is handled under the GDPR, and our service providers process it only on our instructions. We never sell your data.

Bring your business finances together

Start free today. No setup fees, and you can cancel anytime.