Made in Finland · Servers and data in the EU
Bookkeeping, invoicing and cash flow, always in sync
Enter things once and GoMonio keeps the rest up to date. A sent invoice goes straight to your books and your cash flow forecast, so you always know where your business stands.
- Free plan, no credit card needed
- No setup fees
- Cancel anytime
Less admin, clearer numbers
Spend less time on paperwork and always know where your business stands.
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Invoice once, the rest takes care of itself
A sent invoice is booked in your accounts and shows up as expected income in your cash flow forecast. When the customer pays, match it to the bank transaction and the bookkeeping entry is posted for you.
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Spot cash gaps before you hit them
Your cash flow forecast shows your balance weeks and months ahead. It takes unpaid invoices and recurring costs into account, so you can plan purchases and investments with confidence.
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Work together with your accountant
Invite your team or accountant to the same company. Agencies can manage all their client companies from one account.
Everything you need in one service
Tools that share the same data, so work done in one shows up in the others.
Bookkeeping
Easy to start and easy to keep up to date. Guided setup helps you move over from your old software, and you book one document at a time with it right beside you. Bank transactions are waiting, ready to be booked.
Explore bookkeepingInvoicing
Create an invoice in moments or copy the last one, and see at a glance which invoices are paid and which are overdue. Issued invoices go straight to your books and cash flow.
Explore invoicingCash flow
Connect your bank and see your balance weeks and months ahead. Add recurring income and costs, and let rules categorise your transactions.
Explore cash flowDocuments
Keep receipts, invoices and contracts organised in folders, and send PDFs for e-signature with bank-grade signer verification.
Explore documentsCommunication
Chat with your team and your accountant in the same app where the work is done, with private conversations, mentions and notifications.
Explore communicationClient management
For accounting firms: manage all your client companies from one account and switch between them in a click.
See agency plansGet started in three steps
No spreadsheets to import and no long onboarding.
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Set up your company
Add your company details. Every module uses the same information, so you only do this once.
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Connect your bank
Link your business account through secure PSD2 open banking. Transactions sync automatically.
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Invoice, book and follow
Send invoices, process receipts and follow your cash, all from the same place.
Finnish software, European infrastructure
GoMonio is built and run in Finland, and your company's data stays in the EU.
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An independent Finnish company
GoMonio is made by an independent Finnish company. We design, develop and run the service ourselves, here in Finland.
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Made for Finnish businesses
Finnish VAT reports, invoice reference numbers and company details filled in straight from YTJ.
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Servers in the EU
The app and its database run on servers of the German hosting provider Hetzner in the EU.
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Files stored in Finland
Receipts, invoices, contracts and other documents you upload are stored in Finland.
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Protected by EU law
Your data is handled under the GDPR, and our service providers process it only on our instructions. We never sell your data.
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Secure bank connections and sign-in
Bank accounts connect through regulated PSD2 open banking, and you can protect your sign-in with two-factor authentication.
Frequently asked questions
Is there a free plan?
Yes. The Free plan costs nothing and includes every core module, with up to 8 transactions a month. You don’t need a credit card to sign up. Paid plans start at €29 a month (excluding VAT).
Can I move over from my current bookkeeping software?
Yes. The bookkeeping setup guides you through it: you pick a start date, GoMonio shows which reports to take from your old program and helps you enter their figures. Entries dated before the start date stay in the old program.
Can my accountant work in GoMonio with me?
Yes. Invite your accountant to your company, and you can message each other in the app. Accounting firms can manage all their client companies from one agency account.
Can I cancel anytime?
Yes. There are no setup fees or long contracts. A cancelled paid plan moves back to the Free plan, and paid business plans come with a 60-day money-back guarantee.
Bring your business finances together
Start free today. No setup fees, and you can cancel anytime.