GoMonio vs Agicap
Agicap is a cash management platform for SMBs and mid-market companies, sold on annual contracts. GoMonio gives small businesses and agencies cash flow, bookkeeping and invoicing in one tool, with every price shown upfront.
| Feature | GoMonio | Agicap |
|---|---|---|
| Cash flow | Included | Included |
| Bookkeeping (Finland) | Included | Partly |
| Invoicing | Included | Partly |
| Documents | Included | Not stated publicly |
| Team and agencies | Included | Not stated publicly |
Why choose GoMonio over Agicap
All of this is included in every GoMonio plan.
Bookkeeping and invoicing included
Agicap focuses on cash flow. GoMonio also sends your invoices, stores your receipts and keeps the books for Finnish companies, so your forecast runs on the same data as your accounting.
Works without accounting software
Connect your bank through PSD2 open banking or import CSV statements. You don't need Xero, QuickBooks or another accounting tool to get started.
Built for agencies too
Agency plans let you manage several client companies from one account, each with its own books and cash flow.
- 60-day money-back guarantee
- Every feature on every plan
- Built in Europe, GDPR compliant
Feature comparison
Every GoMonio plan includes every feature below. Here's how Agicap compares.
| Feature | GoMonio | Agicap |
|---|---|---|
| Cash flow | ||
| Automatic bank sync | Included | Included |
| Cash flow forecasts | Included | Included |
| Accounts in multiple currencies | Included | Included |
| Bookkeeping (Finland) | ||
| Double-entry bookkeeping | Included | Not included |
| Purchase invoices and receipts | Included | Partly Accounts payable module |
| VAT calculations and VAT return | Included | Not included |
| Income statement and balance sheet | Included | Not included |
| Invoicing | ||
| Sales invoicing | Included | Not included |
| Payments matched from bank transactions | Included | Included |
| Documents | ||
| Store receipts and attachments (PDF and images) | Included | Not stated publicly |
| Team and agencies | ||
| Role-based access for your team | Included | Not stated publicly |
| Manage client companies from one account | Included | Not stated publicly |
Competitor information comes from their public websites. Last checked: October 2026.
Pricing
GoMonio
Free plan with 8 transactions a month. Business Basic €29/month (100 transactions a month) and Premium €49/month (unlimited transactions), less on yearly billing. Agency plans from €99/month. Core modules and 3 users on every plan, no transaction or opening fees, and a 60-day money-back guarantee on paid Business plans.
See all plansAgicap
Price on request. Sold as an annual contract with a 12-month minimum term.
Frequently asked questions
How is GoMonio priced compared to Agicap?
GoMonio shows every price on its pricing page. You can start on the free plan, and paid Business plans start at €29/month and can be paid monthly. Agicap gives prices on request and requires an annual contract of at least 12 months.
Does GoMonio do more than cash management?
Yes. Besides bank sync and forecasts, GoMonio includes sales invoicing, document storage and, for Finnish companies, double-entry bookkeeping with VAT returns.
Ready to try GoMonio?
Connect your bank and see your cash flow, books and invoices in one place. 60-day money-back guarantee.