GoMonio vs Caleido
Caleido is a forecasting and reporting tool for finance teams, from €390/month. GoMonio brings cash flow, bookkeeping and invoicing together for small businesses and agencies, with a free plan and paid plans from €29/month.
| Feature | GoMonio | Caleido |
|---|---|---|
| Cash flow | Included | Partly |
| Bookkeeping (Finland) | Included | Partly |
| Invoicing | Included | Not included |
| Documents | Included | Not included |
| Team and agencies | Included | Not stated publicly |
Why choose GoMonio over Caleido
All of this is included in every GoMonio plan.
Bookkeeping and invoicing included
Caleido focuses on cash flow. GoMonio also sends your invoices, stores your receipts and keeps the books for Finnish companies, so your forecast runs on the same data as your accounting.
Works without accounting software
Connect your bank through PSD2 open banking or import CSV statements. You don't need Xero, QuickBooks or another accounting tool to get started.
Built for agencies too
Agency plans let you manage several client companies from one account, each with its own books and cash flow.
- 60-day money-back guarantee
- Every feature on every plan
- Built in Europe, GDPR compliant
Feature comparison
Every GoMonio plan includes every feature below. Here's how Caleido compares.
| Feature | GoMonio | Caleido |
|---|---|---|
| Cash flow | ||
| Automatic bank sync | Included | Through other software From your accounting system |
| Cash flow forecasts | Included | Included |
| Accounts in multiple currencies | Included | Not stated publicly |
| Bookkeeping (Finland) | ||
| Double-entry bookkeeping | Included | Not included |
| Purchase invoices and receipts | Included | Not included |
| VAT calculations and VAT return | Included | Not included |
| Income statement and balance sheet | Included | Through other software From your accounting system |
| Invoicing | ||
| Sales invoicing | Included | Not included |
| Payments matched from bank transactions | Included | Not included |
| Documents | ||
| Store receipts and attachments (PDF and images) | Included | Not included |
| Team and agencies | ||
| Role-based access for your team | Included | Not stated publicly |
| Manage client companies from one account | Included | Not stated publicly |
Competitor information comes from their public websites. Last checked: October 2026.
Pricing
GoMonio
Free plan with 8 transactions a month. Business Basic €29/month (100 transactions a month) and Premium €49/month (unlimited transactions), less on yearly billing. Agency plans from €99/month. Core modules and 3 users on every plan, no transaction or opening fees, and a 60-day money-back guarantee on paid Business plans.
See all plansCaleido
Advanced €390/month with 1 user, Professional €790/month with 2 users. Extra users €25/month each.
Frequently asked questions
Who is GoMonio for, compared to Caleido?
Caleido is built for CFOs and finance teams and starts at €390/month. GoMonio is built for small and medium-sized businesses and agencies, has a free plan with paid plans from €29/month, and combines cash flow, bookkeeping and invoicing in one tool.
Do I need separate accounting software with GoMonio?
No. Caleido builds its forecasts from your accounting system. GoMonio connects to your bank through PSD2 and includes double-entry bookkeeping and VAT returns for Finnish companies.
Ready to try GoMonio?
Connect your bank and see your cash flow, books and invoices in one place. 60-day money-back guarantee.