GoMonio vs Cash Flow Frog
Cash Flow Frog builds cash flow forecasts from your accounting software. GoMonio connects straight to your bank and includes the bookkeeping and invoicing too.
| Feature | GoMonio | Cash Flow Frog |
|---|---|---|
| Cash flow | Included | Partly |
| Bookkeeping (Finland) | Included | Not included |
| Invoicing | Included | Not included |
| Documents | Included | Not included |
| Team and agencies | Included | Partly |
Why choose GoMonio over Cash Flow Frog
All of this is included in every GoMonio plan.
Bookkeeping and invoicing included
Cash Flow Frog focuses on cash flow. GoMonio also sends your invoices, stores your receipts and keeps the books for Finnish companies, so your forecast runs on the same data as your accounting.
Works without accounting software
Connect your bank through PSD2 open banking or import CSV statements. You don't need Xero, QuickBooks or another accounting tool to get started.
Built for agencies too
Agency plans let you manage several client companies from one account, each with its own books and cash flow.
- 60-day money-back guarantee
- Every feature on every plan
- Built in Europe, GDPR compliant
Feature comparison
Every GoMonio plan includes every feature below. Here's how Cash Flow Frog compares.
| Feature | GoMonio | Cash Flow Frog |
|---|---|---|
| Cash flow | ||
| Automatic bank sync | Included | Through other software Via accounting software or Plaid |
| Cash flow forecasts | Included | Included |
| Accounts in multiple currencies | Included | Not stated publicly |
| Bookkeeping (Finland) | ||
| Double-entry bookkeeping | Included | Not included |
| Purchase invoices and receipts | Included | Not included |
| VAT calculations and VAT return | Included | Not included |
| Income statement and balance sheet | Included | Not included |
| Invoicing | ||
| Sales invoicing | Included | Not included |
| Payments matched from bank transactions | Included | Not included |
| Documents | ||
| Store receipts and attachments (PDF and images) | Included | Not included |
| Team and agencies | ||
| Role-based access for your team | Included | Not stated publicly |
| Manage client companies from one account | Included | Partly Multi-entity consolidation |
Competitor information comes from their public websites. Last checked: October 2026.
Pricing
GoMonio
Free plan with 8 transactions a month. Business Basic €29/month (100 transactions a month) and Premium €49/month (unlimited transactions), less on yearly billing. Agency plans from €99/month. Core modules and 3 users on every plan, no transaction or opening fees, and a 60-day money-back guarantee on paid Business plans.
See all plansCash Flow Frog
From $55/month (Pro, revenue up to $1M), less on yearly billing. The price rises with your revenue. 30-day money-back guarantee.
Frequently asked questions
Does my business need accounting software to use GoMonio?
No. Cash Flow Frog builds its forecast from QuickBooks, Xero, Zoho Books, FreshBooks, Odoo or a Plaid bank connection. GoMonio connects to your bank directly through PSD2 open banking and has its own bookkeeping and invoicing.
Does GoMonio's price depend on my revenue?
No. GoMonio plans differ only in the number of transactions and clients. Cash Flow Frog sets its price by annual revenue, starting at $55/month for businesses with up to $1M.
Ready to try GoMonio?
Connect your bank and see your cash flow, books and invoices in one place. 60-day money-back guarantee.