GoMonio vs Tidely
Tidely is a German liquidity planning tool. GoMonio covers cash flow planning too, and adds bookkeeping, invoicing and document storage, with a free plan and paid plans from €29/month.
| Feature | GoMonio | Tidely |
|---|---|---|
| Cash flow | Included | Partly |
| Bookkeeping (Finland) | Included | Not included |
| Invoicing | Included | Not included |
| Documents | Included | Not stated publicly |
| Team and agencies | Included | Partly |
Why choose GoMonio over Tidely
All of this is included in every GoMonio plan.
Bookkeeping and invoicing included
Tidely focuses on cash flow. GoMonio also sends your invoices, stores your receipts and keeps the books for Finnish companies, so your forecast runs on the same data as your accounting.
Works without accounting software
Connect your bank through PSD2 open banking or import CSV statements. You don't need Xero, QuickBooks or another accounting tool to get started.
Built for agencies too
Agency plans let you manage several client companies from one account, each with its own books and cash flow.
- 60-day money-back guarantee
- Every feature on every plan
- Built in Europe, GDPR compliant
Feature comparison
Every GoMonio plan includes every feature below. Here's how Tidely compares.
| Feature | GoMonio | Tidely |
|---|---|---|
| Cash flow | ||
| Automatic bank sync | Included | Included |
| Cash flow forecasts | Included | Included |
| Accounts in multiple currencies | Included | Not stated publicly |
| Bookkeeping (Finland) | ||
| Double-entry bookkeeping | Included | Not included |
| Purchase invoices and receipts | Included | Not stated publicly |
| VAT calculations and VAT return | Included | Not included |
| Income statement and balance sheet | Included | Not included |
| Invoicing | ||
| Sales invoicing | Included | Not included |
| Payments matched from bank transactions | Included | Not stated publicly |
| Documents | ||
| Store receipts and attachments (PDF and images) | Included | Not stated publicly |
| Team and agencies | ||
| Role-based access for your team | Included | Included |
| Manage client companies from one account | Included | Partly Up to 3 companies on the Business plan |
Competitor information comes from their public websites. Last checked: October 2026.
Pricing
GoMonio
Free plan with 8 transactions a month. Business Basic €29/month (100 transactions a month) and Premium €49/month (unlimited transactions), less on yearly billing. Agency plans from €99/month. Core modules and 3 users on every plan, no transaction or opening fees, and a 60-day money-back guarantee on paid Business plans.
See all plansTidely
Starter €55/month, or €45/month on a 1-year plan, for 1 user and 1 bank account. Professional €105/month (€85/month on a 1-year plan). 7-day free trial.
Frequently asked questions
How does GoMonio's pricing compare to Tidely?
Tidely Starter costs €55/month month-to-month (€45/month on a 1-year plan) for one user and one bank account. GoMonio has a free plan, Business Basic is €29/month for 100 transactions a month, and Premium at €49/month has unlimited transactions. Every GoMonio plan includes 3 users and unlimited bank accounts. Paid plans include a 60-day money-back guarantee.
Can I send invoices and keep my books in GoMonio?
Yes. GoMonio includes sales invoicing and, for Finnish companies, double-entry bookkeeping with VAT returns. Tidely focuses on liquidity planning and offers a DATEV connector as a paid add-on.
Ready to try GoMonio?
Connect your bank and see your cash flow, books and invoices in one place. 60-day money-back guarantee.